Technology. Money. Explained.

Clear explanations of AI, payments, digital assets, and the technology they rely on.

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A hand above a payment approval switch, connected through a green gate beside an invoice.

AI agents · Sep 26

Before an AI Agent Makes a Payment: Permissions, Limits and Approval

An agent can prepare a payment. Separate controls must decide whether it is allowed to send it.

Explore the systems

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Diagram of three routes for listing a coin in New York, Greenlist, self-certification and DFS approval, beside the coin types barred from retail self-certification

NYDFS · Oct 17

NYDFS Coin Listing Policy: Greenlist, Self-Certification, Delisting

How a New York-licensed crypto firm may add a coin: the Greenlist, self-certification and delisting rules.

Diagram of a card decline moving from the issuing bank to a network code and a provider code, with three next steps: ask to re-enter, retry on a schedule, ask for a new card

Payment APIs · Oct 17

Payment Decline Codes: Reading Stripe, Adyen and Braintree Refusals

How Stripe, Adyen and Braintree report card declines, what to tell the customer and when a retry is allowed.

Diagram: an application passes through a credit model to adverse action and a notice; specific reasons such as delinquent credit obligations qualify, while internal standards or a failed qualifying score do not.

Adverse action notice · Oct 16

AI Credit Denials and Adverse Action Notices: What ECOA Requires

A model-driven credit denial still needs specific, accurate reasons, even after the CFPB withdrew its AI circular.

Follow the connections

A payment is more than a button. It depends on permissions, institutions, software, and the route to a recipient. NY Presswire follows those connections across AI, Fintech, Crypto, and Tech.

Our explainers start with a concrete question and follow it through primary sources. Analysis examines the choices behind a system, while longreads give complex subjects room for the details that change a decision. Read the sources, follow the related guides, and send a question when something needs a closer look.

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